Insolvency Proceedings - Consumer Insolvency

• fully completed application (under "Forms") • out-of-court settlement attempt When carrying out the out-of-court settlement attempt, you must make use of the help of a suitable person (e.g. a lawyer) or a suitable body (debt counselling service). The proof of the failed out-of-court settlement attempt must not be older than 6 months at the time of application. • assignment declaration You must submit an assignment declaration for the attachable part of your income together with your application for the opening of insolvency proceedings. The form of the Bundesministerium der Justiz und für Verbraucherschutz (Federal Ministry of Justice and Consumer Protection) contains this declaration. • other necessary declarations The purpose of these declarations is to check whether you have already been granted or refused Restschuldbefreiung (discharge of residual debt) and during what period this took place. The form of the Bundesministerium der Justiz und für Verbraucherschutz contains these declarations.

• Application for the opening of consumer insolvency proceedings and granting of residual debt discharge (Antrag auf Eröffnung des Verbraucherinsolvenzverfahrens und Erteilung der Restschuldbefreiung) (mandatory to use) • Application for approval of deferral of costs (Antrag auf Bewilligung von Kostenstundung) (if needed)

• Combined application for the opening of consumer insolvency proceedings (Verbraucherinsolvenzverfahren) and for the granting of a discharge of residual debt (Restschuldbefreiung) (mandatory to use) (Federal Ministry of Justice) www.bmjv.de/DE/service/formulare/form_verbraucherinsolvenzve • Application for deferral of costs (Kostenstundung) (if needed) (Justizportal-NRW (North Rhine-Westphalia Justice Portal)) www.justiz.nrw/BS/formulare/insolvenz/verfahrenskostenstundu

Court fees and expenses, and the remuneration of the insolvency administrator (Insolvenzverwalter), are based on the insolvency estate (Insolvenzmasse). In the case of deferred payment of costs (Kostenstundung), the state treasury (Staatskasse) initially covers the costs.

• Insolvenzordnung (InsO) [Insolvency Code] §§ 304 et seq. www.gesetze-im-internet.de/inso/BJNR286600994.html#BJNR28660 • Gerichtskostengesetz (GKG) [Court Fees Act] § 58 www.gesetze-im-internet.de/gkg_2004/__58.html • Insolvenzordnung (InsO) § 65 www.gesetze-im-internet.de/inso/__65.html • Insolvenzrechtliche Vergütungsverordnung (InsVV) [Insolvency Remuneration Ordinance] www.gesetze-im-internet.de/insvv/ • Justizvergütungs- und -entschädigungsgesetz (JVEG) [Judicial Remuneration and Compensation Act] www.gesetze-im-internet.de/jveg/

• Information on Berlin's debt counseling centers (Landesarbeitsgemeinschaft Schuldner- und Insolvenzberatung Berlin e.V. [Berlin State Working Group for Debt and Insolvency Counseling]) www.schuldnerberatung-berlin.de/ • Debt and insolvency counseling (service) service.berlin.de/dienstleistung/327302/ • Overview of insolvency proceedings www.berlin.de/gerichte/_assets/was-moechten-sie-erledigen/ag • Directory of locations and courts (Justizportal des Bundes und der Länder [Justice Portal of the Federal Government and the States]) www.justizadressen.nrw.de/de/justiz/suche

The competent insolvency court is the Amtsgericht (local court) in whose district the debtor has their residence.