Real estate loan broker - apply for a permit

• Personal reliability Reliability is verified based on various documents. The applicant must submit an excerpt from the Federal Central Criminal Register (certificate of good conduct) and an excerpt from the Commercial Central Register. • Orderly financial circumstances It is checked whether the applicant has debts (private or public) or whether insolvency proceedings are known. • Adequate insurance cover Proof of professional insurance cover for the business. • Expert knowledge Proof of successfully passed examination of competence before a CCI or a similar approved professional qualification. • To apply online: Register or log in with your BundID account.

• Application for a licence (real estate loan broker) You can either submit the application online or use the form and submit the application in writing by post. • Identity document Identity card or other official identification document containing a photograph (not required for electronic applications). Residence permit, if the applicant is not an EU national • Certificate of good conduct for presentation to an authority service.berlin.de/dienstleistung/120926/ To verify personal reliability, an extract from the Federal Central Register (certificate of good conduct) is required for submission to an authority (document type O). The information must not be older than three months. • Excerpt from the central business register for presentation to an authority service.berlin.de/dienstleistung/327835/ To verify personal reliability, information from the central business register is required for submission to an authority (document type 9). The information must not be older than three months. • Information from the debtors' register (Central Enforcement Portal) service.berlin.de/dienstleistung/327028/ Information regarding entries must be requested online from the central enforcement centre for the respective federal state (see "more information"). • Information from the insolvency register service.berlin.de/dienstleistung/327527/ • Two certificates are required for initiating insolvency proceedings for natural persons who are residents of Berlin. The first certificate for consumer insolvency proceedings must be applied for with the local court responsible for your place of residence, and the second one for regular insolvency proceedings is available from the District Court Charlottenburg Amtsgerichtsplatz 1, 14057 Berlin. • The District Court Charlottenburg, Amtsgerichtsplatz 1, 14057 Berlin is responsible for insolvency proceedings for legal entities and private trade companies based in Berlin. • Applicants residing / operating outside of Berlin please inform themselves about the respective responsibilities of the insolvency courts via the central place and court directory (see "more information"). • Proof of competence service.berlin.de/dienstleistung/330400/en/ Proof of CCI examination of competence or similar recognised professional qualification. • Professional liability insurance www.gesetze-im-internet.de/immvermv/__10.html Confirmation from an insurance company that the real estate loan broker has professional liability insurance cover. The confirmation must be no older than three months and it must comply with European requirements for professional liability insurance. • Up-to-date excerpt from the Trade Register www.handelsregister.de/rp_web/welcome.xhtml Registered companies are required to submit an up to date excerpt from the Trade Register when applying. Legal entities that are in the process of being established (GmbH, AG) are required to submit their partnership agreement or statutes.

• Application for a licence (real estate loan broker) www.berlin.de/formularverzeichnis/?formular=/ordnungsamt/ste

EUR 90.00 to EUR 1,740.00 per effort

• Trade Regulations (GewO) § 34i www.gesetze-im-internet.de/gewo/__34i.html • Ordinance for real estate loan brokerage (Real Estate Loan Brokerage Ordinance) www.gesetze-im-internet.de/immvermv/ • Schedule of Administrative Fees (Verwaltungsgebührenordnung (VGebO)) gesetze.berlin.de/bsbe/document/jlr-VwGebOBE2009rahmen

1 month

• Information on property loan broker (IHK Berlin) www.ihk.de/berlin/service-und-beratung/recht-und-steuern/gew • Information on the register of intermediaries (DIHK) www.vermittlerregister.info/ • Information from the debtor register (central enforcement portal of the federal states) www.vollstreckungsportal.de/zponf/allg/willkommen.jsf • Insolvency announcements online (justice portal of the federal states) neu.insolvenzbekanntmachungen.de/ap/ • Search for the competent court (central directory of places and courts) www.justizadressen.nrw.de/de/justiz/suche • Information on data protection (Ordnungsämter des Landes Berlin) www.berlin.de/formularverzeichnis/?formular=/wirtschaft/gewe • Licence as a loan broker in accordance with § 34c GewO (service) service.berlin.de/dienstleistung/126914/en/ • Licence as a financial investment broker in accordance with § 34f GewO (service) service.berlin.de/dienstleistung/327479/en/ • Register of intermediaries IHK - Apply for registration (service) service.berlin.de/dienstleistung/329370/en/

The permit must be applied for at the Ordnungsamt (public order office) responsible for the place of business. If a place of business is not yet known, the permit can also be applied for at the Ordnungsamt responsible for the applicant's place of residence.